My neighbor was out
working in his yard.

My son asked me if he was

I said that he was.

My son wanted to know
where he gets money if he doesn’t work anymore. 

Good question. I said that he probably saved some, has some
from his pension, and gets social security.

“What’s a pension?” 

Something you’ll never see, my dear!

(and don’t count on Social
Security either)

Just as there are no longer
laurels on which we can rest, our only security is that which we create for ourselves. 

Times have changed.

But, we’ll do just fine!